o for the past week has been on an overseas diplomatic trip. The two are currently en route home. Top Democrats are trying to make the choice as obvious as possible.  "I can tell you that if it was me, I would resign," President Obama said in an interview with NBC.  On the other side of the aisle, House Speaker John Boehner, R-Ohio, also said Tuesday that Weiner should resign.  The House Democratic Caucus met Tuesday morning on Capitol Hill. Rep. Rob Andrews, D-N.J., said afterward that discussion of Weiner took up just 5 percent of the meeting, and that members did not discuss potential punishment for the congressman. But House Democratic Leader Nancy Pelosi made clear that Weiner's colleagues have a message for him.  "I hope that the, president having spoken and some leaders in Congress speaking out, that Congressman Weiner will hear this and know that it's in his best interest for him to leave Congress," Pelosi told reporters Monday.  She also noted that "not anybody here has the power to force somebody out of office."  Referencing one bit of leverage the leadership has, Pelosi said Weiner certainly wouldn't be offered any plum committee assignments if he were to stay -- but she urged him to make the decision himself to leave.  "This is beyond committee assignments. This is, we are asking to leave," she said.  Obama questioned whether Weiner can still do his job with the scandal hanging over his head.  "When you get to the point where, because of various personal distractions, you can't serve as effectivporated into your credit score. Be extremely cautious about this step, however. After a foreclosure, the last thing you need is debt that you can't handle, so of course, only open an installment account if you know for sure that can afford the monthly payment. If you do think you could handle the loan, a passbook savings loan or personal loan from your bank might be a good fit for you. Just be sure that your on-time payments on the loan are reported to the three major credit bureaus. Based on your credit score of 645 alone, the national rate for a 30-year fixed-rate mortgage stood at 5.16%, as of Friday, June 10, according to daily-updated rates found at myFICO.com. For a $216,000 mortgage, that would mean a monthly payment of $1,180. To give you an idea of what you would pay with a higher credit score, the national rate for a credit score of 700 for the same mortgage is 4.33% and a monthly payment of $1,073. The higher credit score provides a savings of $107 a month, or $1,284 a year. To see where your score fits in, check out the national interest rates based on credit scores at myFICO.com. However, your credit score is not the only factor a lender will review. Your credit report will be reviewed, and the foreclosure will understandably raise a red flag for lenders. Depending on how much time has passed since the foreclosure, you may not qualify for a loan from Fannie Mae or the Federal Housing Administration (FHA). The current rules require a three-year wait after a foreclosure for an FHA loan and a seven-year wait for a Fannie Mae loan. Or if you meet the requirements for an extenuating circumstance (loss of job, a divorce or unexpected medical expenses) that contributed to the foreclosure, you may qualify for a Fannie Mae loan just three years after a foreclosure. Due to the foreclosure, some lenders may also require a higher down payment on a mortgage loan. So, while you are rebuilding your credit and improving your credit score, save for a down payment on your next loan. My recommendation is to work on improving your credit score and begin shopping for a mortgage loan after you have saved for the do